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Dutch Private Pension Plan

Such a plan can be a fine financial planning tool. It combines substantial tax benefits with many investment options, low costs and a flexible international pay-out.

Also For Americans

Due to Fatca, most investment institutions in Holland do not accept US persons. But a Dutch Private Pension Plan is still possible for them and a good one at that.

Investments

As the Dutch Private Pension Plan is i.e. an investment account, it is relevant that the options we provide include a very extensive number of investment funds from which to choose from.

Personal Risk Profile

The first step is to establish your Personal Risk Profile. We use our own tailor-made 5 page form. It includes 32 questions and provides a clear indication of the profile of each client.

Tax Benefits

One of the main benefits of the Dutch Private Pension Plan is that the annual premium can be (to a certain extent) tax deductible for the Dutch Income Tax and the Dutch Wealth Taxation in Box 3.

International Pay-Out

Expats in The Netherlands prefer to use all tax benefits but often ask: What about pay-out when I might retire in another country? That is no problem. We see this all the time without problems.

Flexibility Regarding Payment

Once you have the plan, there is no obligation to pay additional premium each year. If so desired, you do have the option the extra invest in future years. Perfect flexibility.

Flexibility Regarding Pay-out

Contrary to Dutch Occupational Pensions, which have no pay-out flexibility, you have several pay-out options. Ranging from a pay-out during 5 years / 10 years / 20 years or lifelong.

Pension Memorandum

We present our advice in a 9 page English Pension Memorandum which includes: quotes selection and comparison, extensive attention for investments, costs, risk coverage, pay-out and international aspects.

Risk Coverage

One of the essential differences with Occupational Pension Plans is the risk coverage of the Dutch Private Pension Plan. It is not based on a substantial guaranteed lifelong amount but investment based.

Dutch Pension System

Besides going into the details of the Dutch Private Pension Plan, we will also explain the essence of the Dutch Pension System.

Quality As Core Value

We have just one core value: Quality. We are passionate about it. It inspires us each day to keep improving our services. As our valued clients deserve and expect.

Boutique Firm: Personal & Highly Protective

We are not one of the big firms. We know our clients personally and value their trust. As their long-term trusted advisor, we are highly protective of their interests. Thus we offer extensive aftercare and respond within one day to questions.

Boutique Firm: Reviews

We highly value our client’s opinion of our firm and services. We feel fortunate and proud to be able to include their 5 star reviews on our site. A great inspiration to always try to improve our services.

We Assisted Expats From
ABN AMRO AkzoNobel Adidas AMC APG Aptar Arcadis
ASML AvL Booking.com BP Bristow Helicopters Catawiki Clinton Foundation
Citco Coca Cola Damen Shipyard DB Dell Technologies Delta Electronics DNB
DSM Dyson Eneco ESA ETH Zürich EU FAO
Friesland Campina Google Greenpeace Grünenthal GSK H.J. Heinz Company Idexx Laboratories
Ikea IMCD ING Insead Ingenico Johnson & Johnson Juniper Networks
Van Lanschot Kempen KLM KPN Lincoln International Mars Maxima Med. Center McKinsey
Mitsubishi Monash University Morgan Stanley Murata Nestlé Netflix NHS
Nike NN Oiltanking Philips Prosus Group/Naspers Reckitt Benckiser RHI Magnesita
Schneider Electronics Shell SHV Siemens Tesla Teva TomTom
TU Delft Uber UN Unilever Utrecht University UVA VU
Washington University We Fashion          

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